Personalised Mortgage Broking Advice in Melbourne and Surrounds
A mortgage is not just about the interest rate you pay. The loan structure, available options, flexibility, fees and charges can all influence whether a lending solution is right for you. FCA Financial can help you compare your options and tailor a mortgage solution.
Residential Property Loans for Your Next Home
Whether you are purchasing your first home, buying another property or moving house, we can help simplify the lending process. We can research your options and help you consider questions such as how much you may be able to borrow, what interest rate may apply and which lender may be suitable for your circumstances.
We can also help you understand:
Potential monthly repayments
Loan structures and features
Fees and charges
The role of a conveyancer
Available lending options
Investment Property Finance for Your Strategy
If you are ready to invest in property, the right finance structure can be an important part of your strategy. Our broad panel of lenders includes major banks and niche lenders, providing options for employed and self-employed borrowers.
We can also accommodate lending scenarios involving companies and trusts, helping you explore finance options suited to your broader investment structure.
Commercial Property Finance for Complex Lending
Commercial property lending can involve additional considerations, including security requirements, lower loan-to-value ratios and varying fees and charges. We can research the lending market for you and help you understand the options available for your commercial property purchase.
Refinance Your Existing Home Loan
Whether you are moving from a fixed-rate loan, moving house or simply unsure whether your current loan remains competitive, refinancing may be worth considering. We can review your existing loan and compare options with preferred lenders.
A suitable refinance may potentially help reduce your interest costs, improve your loan structure or shorten the term of your loan, depending on your circumstances.
SMSF Lending And Refinancing Options
We can facilitate new lending or refinance existing SMSF borrowings. We can help you explore competitive lending options and understand the broader costs and requirements associated with SMSF property finance.
Tailored Mortgage Broking Services
Our mortgage broking service is designed around your financial circumstances and lending goals. We do the research, compare available options and help you understand the structure of your potential loan.
Mortgage broking services do not fall under the Count Financial Limited AFSL.
Frequently Asked Questions About Mortgage Broking
Why use a mortgage broker?
A mortgage broker can help research lending options, compare suitable products and guide you through the application process.
Can mortgage brokers help self-employed borrowers?
Yes. We can help explore lending options for self-employed individuals and more complex structures, including companies and trusts.
Can you help with refinancing?
Yes. We can review your existing loan and compare options that may better suit your current circumstances and goals.
Looking for a mortgage solution that suits your circumstances? Contact FCA Financial today to discuss your lending options.